Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Motorcycle Insurance in Maryland
Posted: March 29, 2019
Motorcycle Insurance in MarylandMaryland is a mandatory vehicle insurance state. According to the Maryland Department of Transportation, Motor Vehicle Administration division, motorcycles must be registered and covered by liability insurance at all times, even while in storage. The law specifies that a motorcycle is "any 2-wheeled or 3-wheeled vehicle with engines larger than 70 ccs." The mandatory minimum amounts of motorcycle liability insurance in Maryland are "$30,000 bodily...
Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?
Posted: March 15, 2019
Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability...
What Can I Do If My Car Is Stolen?
Posted: March 15, 2019
What Can I Do If My Car Is Stolen?Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen...
What you need to know about Driving Safely on Black Ice this Winter Season
Posted: February 26, 2019
What you need to know about Driving Safely on Black Ice this Winter SeasonEach year, the winter season brings a number of problems when it comes to driving. From sleet to rain that freezes right when it hits the roads to actual snowfall, winter weather conditions in different areas of Maryland can make it difficult to drive around. However, black ice or icy roads are some of the most difficult and dangerous conditions to drive in. According to...
Can Workers’ Comp Cover Injuries Developed Over Many Years?
Posted: February 20, 2019
Can Workers’ Comp Cover Injuries Developed Over Many Years?Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers' compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries caused by overuse across a long period of time. Back pain and carpal tunnel syndrome are examples of this type of...