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Homeowners Insurance

Homeowner's Insurance

Adequately protecting your home is important, and at AAG Insurance, we offer superior homeowners insurance in Harford County and throughout the State of Maryland.

Owning a home is a dream come true for many families today – one worth protecting with the right kind of insurance policy to meet your needs best. Whether you own a traditional home, a condo, a mobile or manufactured home, or a vacation home, AAG Insurance works with you to select the perfect homeowner’s insurance policy for your protection needs.

What Does Homeowners Insurance Cover?

These are some of the other types of protection you might want to look for when choosing your homeowner’s insurance policy.

  • Home and Other Structures. Your home insurance policy provides protection to rebuild or repair your home and other covered structures on your property such as detached garages, fences, swimming pools, decks, porches, utility sheds, etc.
  • Alternative Living Arrangements. Living expenses, while repairs are being made to your home, can add up quickly. Whether you must make alternative arrangements for one week, one month, or longer; if you have the right kind of coverage you will be reimbursed for your added living expenses during this time.
  • Valuable Item Coverage. Most household items will be covered under the personal possessions portion of your policy (minus depreciation, if applicable to your policy). This includes things like furniture, appliances, clothing, toys, and many electronics. However, if you have valuable items in your home like art, furs, antiques, jewelry, or expensive electronics you may want to consider investing in valuable item coverage to protect their full value and eliminate the toll depreciation will carry on these items.
  • Guarantee Replacement
  • Mechanical and Electrical Breakdown (service line covered)

Keep in mind that home insurance is not limited to home or condo owners. In fact, renters need home insurance just as much as homeowners do because it provides critical protection from liability and for the possessions you have inside your home. Home insurance for renters, or renters insurance, typically provides protection for the contents of your rental residence and liability.

Talk to Us Today About Home Owner’s Insurance

AAG Insurance has been serving the needs of residents in Bel Air and throughout Maryland since the early 1990s. As an independent insurance agency, we are dedicated to helping you find the right homeowner’s insurance protection at the right price from a variety of insurance providers we’ve built quality relationships with over the years.

Want to see how much we can save you? Just request a quote to find out.

AAG Insurance Enterprises offers free, comparative quotes on home owner’s insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.