AAG Insurance has been offering comprehensive solutions for rental property insurance in Harford County, Baltimore County, and beyond for over twenty-five years.
If you own commercial or residential property that you lease to others, you need insurance to protect your investment from unforeseen losses. Rental property insurance is designed specifically to provide protection for landlords in the event the property is damaged by a covered peril, or if someone on the premises is injured.
Protecting Your Investment
Owning an investment property carries a significant level of liability including injuries received by others on your property. Additionally, landlords need to protect the buildings and other structures on the property they own, as a fire, lightning, hail, windstorm or vandalism could result in significant losses. While specific losses covered will vary from policy-to-policy, rental property coverage is designed to protect landlords from financial losses when unforeseen catastrophes strike. Your policy may also provide income replacement during the period while your property is being rebuilt (or repaired) after a covered loss. We also offer full replacement, sewer line coverage and water sewer backup.
Finally, rental property insurance can also protect you from legal liability if someone is injured on the premises you own, paying for their medical expenses and your legal fees.
Who Needs Rental Property Insurance?
If you are a property investor or landlord, rental property insurance can protect your investment. This type of coverage is not limited to large apartment complexes; you should consider rental property insurance if you:
- Rent out your home to individuals or families
- Rent one or more additional residential properties to individuals or families
- Own and lease commercial office, retail, warehouse or other space to business tenants
- Own one or more residential or commercial properties that are currently vacant (in-between tenants)
Types of Properties Include:
- Commercial Property
- Vacant Property & Land
- Rental Home
- Commercial Investment
- Residential Investment
Talk to Us Today About Renter’s Insurance
To learn more and to get a quote for rental property coverage, contact us today. Discounts may be available for landlords who need to cover multiple rental properties.
AAG Insurance is Your Local Expert For Rental Property Insurance in Harford County, Baltimore County, Baltimore City and Maryland.
Want to see how much we can save you? Just request a quote to find out.