Comprehensive vs. Collision Auto Insurance
Posted: January 1, 2022
Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...
7 Mistakes Small Business Owners Make When Filing Claims
Posted: December 19, 2021
As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...
6 Tips to Prepare for Power Outages
Posted: December 16, 2021
We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...
Everything You Need to Know About Restaurant and Bar Insurance in Maryland
Posted: December 9, 2021
If you are the owner of a bar or restaurant in Maryland, you are going to want to buy insurance to protect yourself and your business. As you already know, from working in the service industry, expect the unexpected. From sharp knives to foodborne illness to hot surfaces to patrons coming and going, there are a multitude of risks that restaurant and bar owners take...
How to Choose the Right Restaurant Insurance
Posted: December 4, 2021
If you own a restaurant, you know the importance of carrying the right insurance to protect your investment. It can be challenging to choose the best possible business insurance policy for your restaurant, and we are here to help. Read these tips about restaurant insurance to help avoid a financial disaster if something goes wrong. Risk Factors Specific to the Restaurant Business A restaurant has...